Millionaire Pie Creamy Filling

Featured in: Homestyle Sweet Bakes

This luscious no-bake dessert combines creamy condensed milk and whipped topping with crushed pineapple, maraschino cherries, pecans, and shredded coconut. The mixture is spooned into a prepared graham cracker crust and chilled to set, creating a rich, refreshing treat perfect for warm days. A touch of lemon juice and vanilla enhances the flavors, while optional toppings of extra whipped topping and nuts add texture and garnish. It’s simple to prepare and ideal for summer gatherings or anytime a cool indulgence is desired.

Updated on Fri, 09 Jan 2026 09:50:00 GMT
A chilled slice of Millionaire Pie with flaked coconut and cherries, a summer dessert. Save
A chilled slice of Millionaire Pie with flaked coconut and cherries, a summer dessert. | warmzbib.com

My neighbor brought this to a block party on a sweltering July afternoon, and I watched it disappear in minutes. The pie stayed cold and creamy even as the sun beat down, and everyone kept asking for the recipe. I made it the following weekend and understood whyβ€”no oven, no fuss, just a bowl and a spoon between you and something that tastes like a tropical vacation.

I brought this to a potluck once, and someone asked if I had used a family recipe passed down for generations. I laughed and admitted I had only made it twice before. But theres something about the way the filling sets into silky, spoonable layers that makes it feel like you put in way more effort than you did. It became my go-to dessert whenever I needed to look like I had my life together.

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Ingredients

  • Graham cracker crust: Buy it pre-made or press your own if you have extra time, but the store-bought version works beautifully and saves you ten minutes.
  • Crushed pineapple: Drain it well and press out the extra juice with a spoon, or the filling will turn runny and never set properly.
  • Sweetened condensed milk: This is what makes the filling thick and luscious without any cooking, so do not swap it for regular milk.
  • Whipped topping: Thaw it completely before folding it in, or youll end up with icy clumps that ruin the texture.
  • Pecans: Toasting them for a few minutes brings out a deeper flavor, but raw works fine if youre in a hurry.
  • Shredded coconut: Sweetened coconut adds a subtle chewiness that balances the creamy filling.
  • Maraschino cherries: Pat them dry with a paper towel after chopping to avoid streaks of red juice running through the pie.
  • Lemon juice: Fresh is best, and it cuts through the sweetness while helping the filling firm up.
  • Vanilla extract: Just a teaspoon rounds out all the tropical flavors without overpowering them.

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Instructions

Mix the Base:
In a large bowl, whisk together the sweetened condensed milk, lemon juice, and vanilla until the mixture thickens slightly and turns glossy. This takes about a minute and sets the foundation for everything else.
Fold in the Fruit and Nuts:
Add the drained pineapple, pecans, coconut, and chopped cherries, stirring gently until theyre evenly scattered throughout. Be patient here so nothing clumps together.
Add the Whipped Topping:
Fold in the thawed whipped topping with a spatula, using broad strokes to keep the mixture airy. Stop as soon as you see no more white streaks.
Fill the Crust:
Spoon the filling into the graham cracker crust and smooth the top with the back of your spoon. It should come right to the edge without overflowing.
Chill Completely:
Cover the pie with plastic wrap and refrigerate for at least four hours, though overnight is even better. The filling needs time to firm up into clean, sliceable wedges.
Garnish and Serve:
Before serving, top with extra whipped topping and sprinkle with pecans, coconut, and a few cherry halves if you want it to look fancy. Slice with a sharp knife and serve cold.
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| warmzbib.com

One summer evening, I served this pie on the back porch while fireflies blinked in the yard. My daughter took a bite and said it tasted like the beach, even though wed never put an ocean nearby. I realized then that some desserts dont just satisfy a craving, they create a mood, a memory you want to return to.

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How to Store Leftovers

Cover the pie tightly with plastic wrap or foil and keep it in the fridge for up to three days. The crust may soften slightly over time, but the filling stays creamy and delicious. I actually prefer it on day two when all the flavors have had a chance to meld together.

Variations Worth Trying

Swap the pecans for toasted walnuts or slivered almonds if thats what you have on hand. You can also add a handful of mini chocolate chips for a sweet surprise, or use a vanilla wafer crust instead of graham crackers for a lighter, more delicate base. I once folded in a little lime zest along with the lemon juice, and it gave the pie a bright, tangy edge that everyone loved.

Serving Suggestions

This pie shines on its own, but it also pairs beautifully with a cup of strong coffee or a glass of iced tea on a hot afternoon. If youre feeling extra, serve it alongside fresh berries or a drizzle of melted dark chocolate for contrast.

  • Keep it in the fridge until the moment you serve it, since it tastes best when its properly chilled.
  • Use a pie server dipped in hot water and wiped dry for the cleanest slices.
  • Garnish each slice individually if youre serving at a gathering, so everyone gets a little bit of the pretty topping.
Creamy, dreamy, no-bake Millionaire Pie, generously topped with whipped cream and pecans. Save
Creamy, dreamy, no-bake Millionaire Pie, generously topped with whipped cream and pecans. | warmzbib.com

This pie never asks much of you, but it always delivers something that feels generous and celebratory. Keep it in your back pocket for the days when you want to impress without breaking a sweat.

Recipe Questions & Answers

β†’ How do I prevent a soggy crust?

Make sure the crushed pineapple and maraschino cherries are well drained before folding them into the filling to keep the crust crisp.

β†’ Can I substitute nuts in the filling?

Yes, walnuts or almonds can be used instead of pecans to suit your taste or allergies.

β†’ How long should the dessert chill before serving?

Chill the dessert for at least 4 hours to allow the filling to set properly and develop its creamy texture.

β†’ Is this dessert suitable for vegetarians?

Yes, this dessert uses vegetarian-friendly ingredients, including dairy and nuts.

β†’ Can I make a lighter version of this dessert?

Use light whipped topping and reduced-fat sweetened condensed milk for a lighter alternative without sacrificing flavor.

β†’ What garnishes work well with this dessert?

Additional whipped topping, chopped pecans, cherries, and shredded coconut make great garnishes to enhance appearance and taste.

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Millionaire Pie Creamy Filling

No-bake dessert with pineapple, cherries, pecans, and coconut in a graham crust, chilled and creamy.

Prep Time
15 min
0
Overall Time
15 min
By Warm Zbib Robert Townsend


Skill Level Easy

Cuisine American

Total Yield 8 Portions

Dietary Needs Vegetarian-Friendly

What You Need

Crust

01 1 9-inch prepared graham cracker pie crust

Filling

01 1 can (8 oz) drained crushed pineapple
02 1 cup sweetened condensed milk
03 1 cup thawed whipped topping (e.g., Cool Whip)
04 1/2 cup chopped pecans
05 1/2 cup sweetened shredded coconut
06 1/2 cup chopped and drained maraschino cherries
07 2 tablespoons fresh lemon juice
08 1 teaspoon vanilla extract

Topping (optional)

01 Additional whipped topping
02 Extra pecans, cherries, and shredded coconut for garnish

How-To Steps

Step 01

Prepare Filling Base: In a large bowl, combine sweetened condensed milk, lemon juice, and vanilla extract. Stir until smooth and slightly thickened.

Step 02

Add Fruit and Nuts: Gently fold in drained crushed pineapple, chopped pecans, shredded coconut, and chopped maraschino cherries until evenly incorporated.

Step 03

Incorporate Whipped Topping: Fold in the thawed whipped topping carefully until the mixture is light and creamy.

Step 04

Fill Crust: Spoon the filling evenly into the prepared graham cracker crust, smoothing the surface.

Step 05

Chill: Cover and refrigerate for a minimum of 4 hours or until the filling is set.

Step 06

Garnish and Serve: Before serving, optionally decorate with additional whipped topping, pecans, cherries, and coconut. Slice and serve chilled.

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Tools You'll Need

  • Mixing bowls
  • Spatula
  • Spoon
  • Knife and cutting board
  • Measuring cups and spoons
  • Pie server

Allergy Details

Take a look at each item to spot allergens. If unsure, talk to a medical specialist.
  • Contains dairy, tree nuts (pecans), coconut, and gluten from the crust.
  • Check labels for gluten, dairy, and nut sensitivities.

Nutrition Details (for each serving)

These nutrition values are just for reference. For personalized advice, always ask a healthcare provider.
  • Calories: 360
  • Fats: 18 g
  • Carbohydrates: 47 g
  • Proteins: 4 g

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